Welcome to the FundingTraders Instant Funding program! Get ready to trade with confidence and flexibility. Our program is designed to offer a seamless experience, ensuring you have the best tools and structure for success. Below, you'll find a clear and concise breakdown of the rules and payout structure to help you maximize your potential.
NOTE: These rules apply to Instant Funding accounts purchased from May 20 onwards.
If your account was purchased before May 20, kindly proceed to this article instead: https://help.fundingtraders.com/en/articles/11383098-instant-funding-old
⚙️ Trading Conditions
Leverage - Up to 1:50
Leverage - Up to 1:50
Forex - 1:50
Metals - 1:20
Indices - 1:20
Energies - 1:10
Crypto - 1:2
Lot Size Limit - 20 Lots
Lot Size Limit - 20 Lots
The platform does not allow inputs of higher lot sizes as a way to avoide extreme market conditions. The 20 lots limit is set per trade.
Commissions - $6 per Lot
Commissions - $6 per Lot
This is only applicable to Forex and Metals. Crypto, Indices, and Oil are commission-free
Hard Breach Rules
Upon violation of these hard breach rules, your account is subject for immediate termination.
Daily Drawdown - 3%
Daily Drawdown - 3%
Your current equity or balance mut not go below -3% of the account size relative to the start of day's account balance or equity (whichever is higher)
Daily Drawdown = 3% (higher value between balance and equity)
Example 1: Higher Equity
Start of day:
Balance: $10,000
Equity: $10,500 (open trade in profit)
Max equity of the day: $10,500
Daily drawdown limit: 3% of $10,500 = $315
Violation scenario:
If equity drops below $10,185 ($10,500 - $315) at any point, the 3% daily drawdown is breached.
Example 2: Higher Balance
Start of day:
Balance: $10,500 (you closed a profitable trade yesterday)
Equity: $10,000 (you’re currently floating a $500 loss)
Max balance/equity of the day: Balance is higher at $10,500
Daily drawdown limit: 3% of $10,500 = $315
Violation scenario:
If equity falls below $10,185 ($10,500 - $315), you breach the rule — even if balance hasn’t changed.
Maximum Drawdown - 6%
Maximum Drawdown - 6%
This is the allowable amount to lose in the account in total.
Maximum Drawdown = 6%
This is trailing until 3% profit is made. Once 3% profit is made, maximum drawdown locks to initial account size + 100.
Example:
$50k account: Initial max drawdown at $47,000 (6% = $3,000).
If highest equity reaches $50,500, max drawdown adjusts to $47,500.
If highest equity reaches $51,500, max drawdown adjusts to $48,500.
If highest equity reaches $52,500, max drawdown remains at $48,500.
Maximum Risk - 1%
Maximum Risk - 1%
You are only entitled to risk 1% of the account. This means the your floating PnL (Profit and Loss) must not drop to -1% of your account.
Example:
Initial Account Balance: $50,000
1% of Account: $500
Maximum Loss Allowed (Floating PnL): -$500
Minimum Equity Before Breach: $49,500
You are only entitled to risk 1% of the account. This means your floating PnL must not drop to -$500, and your equity must never fall below $49,500 at any point — or it will be considered a violation.
News Trading - Not Allowed
News Trading - Not Allowed
No positions to be held or opened 10 minutes before and after high-impact news on affected currencies of the pair being traded
During speeches, this is extended to 10 minutes before speech and 10 minutes after speech
IMPORTANT:
Opening a trade with the affected currencies inside the 10 minute windows lead to account termination without consideration
Holding Trades over the Weekend - Not Allowed
Holding Trades over the Weekend - Not Allowed
No open trades allowed over the weekend. Close all trades at least 1 hour before the market closes on Friday.
Inactivity - 30 days
Inactivity - 30 days
In order to keep your account active, you must open and close a trade within a 30-day period, if not, your account will be immediately terminated.
Minimum Profitable Days - 5 days
Minimum Profitable Days - 5 days
For every 30-day period of your account, you must have 5 profitable days by having a profit of at least 0.25% of the account balance
Example for $50,000 Account:
0.25% of $50,000 = $125
You must have 5 days of winning $125
The 30-day period resets either:
At the end of 30 days since account started, or last cycled
After payout
Soft Breach Rules
Upon violation of these rules, you must continue trading further on your account to achieve the objective and be eligible for payout.
Consistency Score (15%)
Consistency Score (15%)
The biggest trading day cannot exceed 15% of Current PnL.
The biggest trading day is the day with the highest PnL.
Example:
Day 1: $750 (Biggest Trading Day)
Day 2: $730
Day 3: $700
Day 4: $690
Day 5: $670
Day 6: $730
Day 7: $730
Current PnL: $5,000
To get your consistency score, you must follow this formula:
In the case of this example, your biggest trading day is $750 and your current PnL is $5,000, resulting to a 15% consistency score
With this, your account is cleared of the 15% Consistency Score only on the 7th day.
Biggest Loss MUST NOT EXCEED Biggest Win
Biggest Loss MUST NOT EXCEED Biggest Win
The biggest loss on the account should not be greater than the biggest win. If so, you must continue trading until your biggest win is greater than your biggest loss.
💰 Payout Details
Here are things you need to know before getting your payouts!
Payout Schedule - 14 days (Bi-Weekly)
Payout Schedule - 14 days (Bi-Weekly)
Payouts occur every 14 calendar days when no violations are found.
Profit Split - 90%
Profit Split - 90%
Your profit split is set at a fixed rate of 90%.
This is only upgradable to 100% by purchasing the add-on upon purchase of the account.
What are the payout methods?
What are the payout methods?
Rise (2-7 Business Days)
Bank Transfer via Rise | You may receive your payout straight to your bank by using Rise Pay. The minimum payout amount to receive your payout via Rise is $200. User can withdraw via Bank Transfer and Crypto.
1. Sign up for Rise: https://pay.riseworks.io/auth/register
2. Request for payout via the Dashboard
3. Receive payout bonus!
Crypto (28-48 business hours)
Only if Rise is not available to user
Coinbase Commerce | Our choice of payout method is crypto (mainly USDT-ERC20)
Crypto is the fastest method we can process payout commissions (28-48 hours on average). The minimum payout commission requirement is $50.
1. Place your payout request via the Dashboard
2. Request for payout with your Account Number and Crypto Wallet Address
3. Receive payout bonus!
Note: All positions and limit orders must be closed before requesting a payout.
Refund Bonus Upon Payout
Refund Bonus Upon Payout
As part of our commitment to rewarding successful traders, we offer a Refund Bonus once you reach your first payout.
What is the Refund Bonus?
When you successfully reach your first payout, we will refund the amount you paid for your evaluation phase.
🔁 How is the refund processed?
Refund Method: You will receive the refund through your original payment method:
Card payments: Refunded back to the same card used.
Crypto (USDT-ERC-20): Refunded to a USDT-ERC20 address you'll have to send via Email once you have received your payout email which looks like this:
Timing: The refund is issued together with your first profit payout.
📝 Example
If you paid $149 for your evaluation and successfully completed it, your first payout will include your profit share + $149 refund.
❗Important Notes
The refund applies only on your first payout.
Ensure your original payment method is still valid at the time of payout.
In case of payment issues (e.g., expired card), contact our support team to arrange an alternative.
Factors to Consider
15% Consistency Score
No trading day should be more than 15% of your total profits in the account.
3% Safety Cushion
The first 3% profit in the account is not withdrawable as it is an allowance for your daily loss limit
Biggest Loss MUST NOT EXCEED Biggest Win
The biggest loss on the account should not be greater than the biggest win. If so, you must continue trading on the account until false.
For any questions or clarifications, feel free to reach out to our support team. Happy trading with FundingTraders!