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Risk Management at FundingTraders

Updated this week

At FundingTraders, we believe consistent performance starts with proper risk management. A trader’s ability to manage risk, not just execute trades, is what separates professionals from gamblers. Our goal is to support traders who take a calculated, long-term approach to trading and capital preservation.

Some traders meet the profit targets, loss limits, and other objectives. But the real question is how did they do it? Was it through trading or gambling?

The Risk Management team at FundingTraders aims to cultivate traders to become the best risk managers which will help with long-term profitability and making a career out of trading.


Why Risk Management Matters

Risking too much on a single trade is one of the biggest mistakes we see among new and intermediate traders. While high leverage and aggressive trading might seem appealing, they often result in account breaches, psychological stress, and long-term failure.

Many experts recommend risking no more than 1.50% of your account balance per trade idea. This guideline helps traders:

  • Extend the life of their account

  • Survive losing streaks (lower risk of ruin)

  • Maintain emotional discipline

  • Avoid rapid breaches of daily or overall loss limits

Remember: Trading is not about betting everything on one big move. It's about playing the long game with a strategy that wins over time.


Why We Monitor Risk

We actively monitor account activity to identify risk-heavy behavior and ensure our traders aren’t adopting strategies that resemble gambling. Here are key behaviors that may trigger risk reviews:

  • Risking 2% or more per trade idea or group of trades closed around the same time

  • “All or nothing” approaches – risking too much in a short period or trying to pass/fail quickly

  • Excessive leverage or max lot size usage relative to account size

  • Speculative news trading without a clear strategy

  • Extreme scalping or inconsistent trade durations

⚠️ Note: These behaviors may result in your account being flagged, placed under Risk Management Group status, or subjected to protective restrictions


Risk Management Group

Users are placed in the Risk Management Group upon assessment of the Risk Team.

Leverage & Max. Risk Per Trade Idea

Accounts placed under the Risk Management Group will have a reduced leverage of up to 1:30 depending on the asset class:

Asset Class

Leverage Cap

FX

1:30

Metals

1:9

Indices

1:10

Oil

1:10

Crypto

1:1

In line with leverage reduction, the maximum risk per trade idea will be 1%.

Account Size

Maximum risk per trade idea

$5,000

$50

$10,000

$100

$25,000

$250

$50,000

$500

$100,000

$1,000

$200,000

$2,000

⚠️ Note: maximum risk per trade idea includes:

  • Trades that were floating, or opened at the same time at one point on the same symbol and direction or;

  • Trades that were closed and opened within 2 minutes of each other on the same symbol and direction


Returning to Standard Leverage and Lot Sizing

Accounts under the Risk Management Group can be reviewed for reinstatement to normal trading conditions after two successful performance fee payouts, given these conditions:

  • The account is at its original starting balance

  • No open positions at the time of request

  • At least 30 days of trading history in the risk management group

Requests can be made via our Risk Team and are reviewed on a case-by-case basis.


Consequences of Violating Risk Rules

While being in the risk management group may feel limiting, it's truly a phase where you can focus on your risk management while still being able to earn from your funded account.

However, if you violate the rules under the risk management group, your account will be terminated. As prop firm traders, being able to adhere to the risk parameters that the risk team has imposed is crucial.

Trading Psychology & Sustainability

Let’s say you lose 8% over two trades. You now need 8.7% just to break even. That recovery pressure leads to emotional trading, compounding losses, and poor decision-making.

On the other hand, risking 1% or less per trade gives your strategy room to breathe. It also shows us you’re serious about sustainability and not just trying to “pass fast.” FundingTraders supports traders who treat this as a career, not a casino.

FundingTraders was built to support traders with long-term potential. We are not looking for gamblers. We’re here to back disciplined, risk-conscious traders who demonstrate consistency and professionalism. Trading is a business. Treat it like one.



If you’re ever unsure about your current risk level, contact our Risk Team. We're here to help you trade safe, trade smart, and grow sustainably.

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