Phase 1 Profit Target (Challenge Phase)
10% | The account balance (not equity) must reach 10% profit relative to starting account balance. All positions must be closed.
Example:
Starting Account Balance = $100,000
Profit Target = $10,000
Rules and Objectives (Hard Breach)
Any violation of a hard breach rule or trading objective will result in the immediate termination of the account.
Daily Loss Limit
4% | Current equity or balance must not reach -4% of the challenge account size relative to the starting day's equity.
Example:
Challenge Account Size = $100,000
4% of Challenge Account Size = $4,000
Starting Day's Equity = $107,000
Max. Daily Loss = $103,000
At any point within that day, the current equity or balance must not drop to $103,000.
Maximum Loss Limit
5% | Current equity or balance must not reach -5% of the challenge account size relative to the highest recorded account balance.
This trails higher as the account balance increases.
Example:
Challenge Account Size: $100,000
5% of Challenge Account Size: $5,000
Highest Recorded Balance: $106,000
Max. Overall Loss: $101,000
At any point during the evaluation, the current equity or balance must not drop to $101,000.
Inactivity Rule
For both Challenge and Funded accounts:
If a trader does not place any trades for 30 days, their account will fail.
Once the account has failed, it cannot be reactivated.
Consistency is key to trading success, as regular participation and discipline help traders develop strong strategies and long-term profitability. By ensuring that only active traders maintain access, we can effectively allocate resources to those who are fully engaged in managing their accounts, creating a fair and
competitive trading environment.
Unrealistic Trading Practices
What are Unrealistic Trading Practices?
Unrealistic trading practices refer to strategies or behaviors that are not indicative of genuine market analysis or sustainable trading. These include trades with extremely short holding times, which do not reflect realistic market conditions.
Volume-Weighted Average Holding Time (VWHT) Requirement:
To promote realistic trading behavior, all trades must meet a minimum VWHT threshold.
Holding Time: Duration (in minutes) a position is held before being closed.
Trade Volume: Size of the position for each trade.
VWHT Below 2 Minutes:
If your VWHT is less than 2 minutes, your account will be flagged for Unrealistic Trading Practices.
Action Taken: The account will be terminated with the reason: "Unrealistic Trading Method."
HFT Restrictions:
High-frequency trading strategies (including trades lasting 0–15 seconds) are considered unrealistic and unsustainable due to the inability to replicate such methods under live market conditions.
High-Frequency Trading (HFT)
High-Frequency Trading (HFT): Not allowed due to the challenges in replicating such strategies in live market conditions. This includes trades lasting 15 seconds or less, which are unsustainable due to latency limitations between funded traders' accounts and our master account.
Grid Trading
At FundingTraders, we are committed to promoting responsible and fair trading practices that align with industry standards and protect both the platform and our community of traders. To maintain this standard, certain strategies that pose excessive risk or have the potential to manipulate market activity are not allowed. One such strategy is Grid Trading.
What is Grid Trading?
Grid trading is a strategy where traders place multiple buy and sell orders at various price levels above and below the current market price. The intention is to profit from price movements within a set range, capturing gains as the market fluctuates between these levels.
For example, a trader might place buy orders at $100, $105, and $110, and sell orders at $115, $120, and $125. As the market moves up and down within this range, each executed trade can yield a small profit. However, if the market moves sharply in one direction, such as dropping below $100, all the buy orders may be triggered, resulting in significant cumulative losses.
Why Grid Trading is Prohibited
Grid trading is not allowed for the following reasons:
Risk Amplification: This strategy can quickly escalate into large drawdowns during volatile or trending market conditions.
Market Manipulation: The nature of placing numerous layered orders can give the illusion of abnormal market activity, which contradicts our policy of fair usage.
Violation of Fair Trading Principles: We prioritize strategies that promote responsible risk management. Grid trading conflicts with these values due to its inherently aggressive and high-risk approach.
Not Allowed | To ensure a safe, transparent, and fair trading environment for all our users, Grid Trading is strictly prohibited. Traders found using this strategy may face consequences, including potential disqualification from their funded accounts. We encourage all traders to adopt strategies that align with our core principles of disciplined and ethical trading.
If you have any questions about permitted strategies or need clarification, feel free to reach out to our support team([email protected]).
Guidelines
Additional account and trading guidelines.
Copy Trading
Using copy trading software to copy trades between FundingTraders Next-Gen accounts is allowed.
Using copy trading software to copy trades from your accounts on other brokers/firms into your FundingTraders Next-Gen account is allowed.
Copy trading to other traders’ accounts is prohibited and may result in a violation under the Terms of Use Agreement.
Sharing signals with other traders is also not allowed.
Are EA/Bots allowed?
EAs/Bots: Allowed, but only those focused on risk management, as they promote disciplined and sustainable trading.
Example:
EAs: Position Size Calculator
Bots: Auto-position Size Execution
If you intend to use an EA or Bot, consult with us to ensure eligibility and compatibility with our platform.
Restricted Practices:
Off-the-Shelf EAs/Bots: Pre-built EAs purchased online are not permitted unless they serve risk management purposes.
Grid Trading EAs/Bots: Not allowed.
Hedge Trading EAs/Bots: Not allowed.
Scaling-In During Drawdowns: Only permitted once per drawdown.
News Trading
Note: If account was bought before March 3, 2025, please refer to this News Trading Article (Click Here)
✅ New: 30% Profit News Trading Add-On
With the new add-on, eligible users can now retain 30% of profits from news trades. This allows traders to benefit from some news trades without violating our funded phase policies.
Important: Only applicable to accounts where the add-on has been purchased. Standard news trading rules below still apply to non-add-on accounts.
What Is Considered News Trading?
News trading is defined as opening, closing, or holding a trade within 5 minutes before or after a medium or high-impact news release. This time frame is critical as price fluctuations tend to be most aggressive, which can lead to execution risks, unexpected losses, or excessive profits based purely on market reaction rather than trading skill.
Note: The classification of medium and high-impact news events is based on ForexFactory's impact ratings.
Next-Gen Accounts
Challenge Phase: News trading is allowed, but if more than 50% of profits come from news events, the account may be subject to downscaling or retakes.
Funded Phase: News trading is strictly prohibited. Detection of news-based trades will result in profit deductions. If deductions surpass drawdown limits, the account will be terminated.
Exception: Trades opened at least 5 hours before a news event and closed within the restricted window will not be considered as news trading.
Next-Gen News Trading Exception:
To accommodate swing traders while preventing news gamblers, trades that are opened at least 5 hours before a medium or high-impact news event will be excluded from news trading restrictions and can be closed within the prohibited time window. The profits of these trades will be counted.
Trading Rule Clarification
Trades Opened 5+ Hours Before News: Profits are accepted if closed within the 10-minute window.
Trades Opened Less Than 5 Hours Before News: Profits are forfeited if closed or held within the 10-minute window.
Partial Order Closures: Closing any part of an order within the restricted window will mark the entire order as news trading.
Trader Accountability: Traders are responsible for adhering to the rules. If profit deductions exceed the daily loss or maximum loss limits, the account may be closed.
Medium or High-Impact News Restrictions
During medium or high-impact news events, trading activity is restricted within a 10-minute timeframe , which includes 5 minutes before and 5 minutes after the event. Opening, closing, or holding positions during this period is strictly prohibited for the affected currency pairs.
Additionally, any profits from trades executed or closed within the 5-minute window before or after the event will not be credited to the Master account.
Indices will also be included in news trading restrictions if they are heavily pegged to a specific currency's economic news. For example, US30 will be flagged for news trading during medium or high-impact US news events, just as DAX would be affected by EUR news and JPN225 by JPY news, subject to the same guidelines.
Examples:
Affected Currency Pairs: If a medium or high-impact news event influences USD, trading any USD-related pairs during this timeframe is not allowed.
Timing Restriction: If you initiate a trade before the news event but close it within the restricted period, any resulting profits will not be counted.
Note: Only the medium-impact news events explicitly listed below will be recognized as news. Any other medium-impact events not listed will not be taken into account.
Speech-Based Trading Restrictions
For speeches, the restriction applies from 5 minutes before the speech begins until 5 minutes after it concludes.
Medium and High-Impact News List: A dedicated tool will be provided to help traders easily identify restricted news events to ensure compliance.
Macroeconomic Announcements (⬅️Click Here)
Macroeconomic Announcements (⬅️Click Here)
Asset | News |
USD |
|
EUR |
|
GBP |
|
CAD |
|
AUD |
|
NZD |
|
CHF |
|
JPY |
|
Other:
|
|
Minimum Trading Days (Challenge Phase)
Min. Trading Day of 1 for $5k-$100k account sizes.
Min. Trading Day of:
7 for $200k account size
25 for $350k account size (previously offered)
40 for $500k account size (previously offered)
It is important to note that for 2-step accounts, the minimum trading days required is the total number of trading days across both phase 1 and phase 2 combined.
Min. Trades Requirement for 350k & 500k Accounts (Challenge and Funded Phase)
15 & 20 trades | $350k accounts must complete a minimum of 15 trades, 20 trades for $500k accounts. Each trade must account for at least +/- 0.20% of the challenge account size, promoting active, responsible, and strategic trading practices.
Is trading from multiple IP Addresses allowed?
Allowed | Traders are allowed to use VPNs for enhanced online security while trading on our platform. We prioritize privacy and flexibility, enabling traders to safeguard their accounts and trade with confidence. However, it's essential for traders to take responsibility for keeping their accounts secure by maintaining login credentials and remaining vigilant against potential threats.
Can I hold trades overnight/weekend allowed?
Allowed | You are allowed to hold trades overnight and over the weekends.
While this flexibility is advantageous, it's vital to remain aware of specific considerations:
Widened Spreads on Daily Rollover: When the Asian market opens, you may encounter widened spreads. It's important to factor this into your trading strategy and be prepared for potential changes in market conditions during this period.
Wider than Usual Spreads on Monday Asia Open (Over the Weekend): Over the weekend, market dynamics can lead to wider spreads when trading resumes at the Monday Asia Open. This is a typical occurrence and should be considered in your risk management plan.
Swap Rates: Please note that swap rates apply. Be sure to review the terms and conditions related to swap rates if they are relevant to your trading account type.
By staying informed about these aspects and incorporating them into your trading strategy, you can make more informed decisions and effectively capitalize on market opportunities while holding trades overnight or over the weekends. At FundingTraders, we aim to provide the support and flexibility necessary for traders to thrive in the dynamic world of financial markets.
Are VPNs allowed?
Allowed | Traders are allowed to use VPNs for enhanced online security while trading on our platform. We prioritize privacy and flexibility, enabling traders to safeguard their accounts and trade with confidence. However, it's essential for traders to take responsibility for keeping their accounts secure by maintaining login credentials and remaining vigilant against potential threats.
Lot Size Limit
None | We don’t have limits on lot sizes as different lot sizes are necessary for trading in different styles.
Swing traders typically use lower lot sizes due to farther stop loss placement. Vice versa for intraday traders and scalpers.
Note: We focus on the consistency of your position sizing. This includes, but is not limited to, consistently going all in/risking a significant % of your account balance in one trade. Violators are usually those who increase their position sizing during news events.
This will raise red flags and cause the team to investigate your trades - leading to a possible termination of the account due to dangerous risk management.
Stop Loss Requirement
None | Due to many traders using EAs/bots for their risk management automation, we do not require a stop-loss order.
However, we highly suggest that you always place a stop-loss order.
Leverage
Up to 1:100 | Leverage varies for different instruments:
FX - 1:100
Metals: 1:50
Commodities: 1:50
Indices: 1:50
Crypto: 1:5
A 1:100 leverage on FX helps empower scalpers and day traders by being able to capitalize on intraday moves.
Commissions
$3/lot roundtrip on all instruments in the Funded Stage
No commission on challenge phase
Add-ons: Swap-free, Zero Commissions
Funded accounts without "Swap-free, Zero Commissions" add-on are subject to a $3/lot commission.
Payout
Payout eligibility requirements and information
Consistency Score
We have a Consistency Score to encourage sustainable trading practices. The score ensures that a trader’s largest trading day is not due to full porting an account and is a calculated trade taken. Additionally, the consistency score is a soft breach. It will not terminate your account - you simply have to continue trading - no need to worry.
The consistency score is 25% on the Next Gen funded phase (does not apply on challenge accounts). This means that a trader's day with the highest profit should not surpass 25% of the current P&L to be eligible for payout.
Here’s the calculation:
This guideline aims to discourage reliance on one-time high-risk trades or news-driven strategies and instead promote a consistent approach.
✅ New: 30% Consistency Score Add-On
With this add-on, traders can increase the allowed Consistency Score threshold to 30%, enabling faster access to payouts even with a slightly more volatile equity curve.
Important: Only valid for accounts that purchased this add-on. If you do not have it, the 25% rule remains in effect.
Example 1:
If a trader earns P&L is $10,000, the trader’s largest trading day should be below $2,500 (25% of $10,000) or below to be eligible for payout. If not, the trader has to continue trading until the consistency score is 25% or below.
Breakdown:
Current profits: $10,000
$10,000 * 0.25 (25%) = $2,500
25% of current profits: $2,500
Example 2, Funded $100,000 account:
Day | Daily P&L | Current P&L | Largest Trading Day | Consistency Score | Payout Eligibility |
1 | $1,000 | $1,000 | $1,000 | 100% | No |
2 | -$500 | $500 | $1,000 | 200% | No |
3 | $1,500 | $2,000 | $1,500 | 75% | No |
4 | $1,000 | $3,000 | $1,500 | 50% | No |
5 | $1,500 | $4,500 | $1,500 | 33% | No |
6 | $1,500 | $6,000 | $1,500 | 25% | Yes |
Payout Schedule
Important: For accounts purchased before June 30, the 7-day payout schedule is the default, even without the add-on.
Accounts purchased June 30 onwards will follow the provided guidelines below:
Every 14 or 7 days | The default first payout is available 14 days after the first trade on a funded account for the trading period.
7-Day Payout Add-On: If you have this add-on, you are eligible to receive your first payout just 7 days after the first trade on your funded account. This also applies to all subsequent payouts.
Unlike other prop firms, we want to make sure that you have regular access to the hard-earned profits you have made.
Payout is only valid if the trader does not violate any trading rule or go against the signed terms of use agreement.
Any suspicious activities upon review of the account can delay this process. Please cooperate with us in order to receive your profit split quicker if it is a false alert.
Account Reset While Payout is Being Processed
Next Gen accounts will automatically reset to its initial balance while your payout request is being processed, allowing traders to continue trading without interruption. This ensures that traders can stay active in the markets while still receiving their earned profits.
Payout Methods
Rise (2-7 business days)
Bank Transfer via Rise | You may receive your payout straight to your bank by using Rise Pay. The minimum payout amount to receive your payout via Rise is $200. User can withdraw via Bank Transfer and Crypto.
1. Sign up for Rise: https://pay.riseworks.io/auth/register
2. Request for payout via the Dashboard
3. Receive payout bonus!
Crypto (24-48 business hours)
Only if Rise is not available to user
Coinbase Commerce | Our choice of payout method is crypto (mainly USDT-ERC20)
Crypto is the fastest method we can process payout commissions (24-48 hours on average). The minimum payout commission requirement is $50.
1. Place your payout request via the Dashboard
2. Request for payout with your Account Number and Crypto Wallet Address
3. Receive payout bonus!
Note: All positions and limit orders must be closed before requesting a payout.
Refund Bonus Upon Payout
As part of our commitment to rewarding successful traders, we offer a Refund Bonus once you reach your first payout.
What is the Refund Bonus?
When you successfully reach your first payout, we will refund the amount you paid for your evaluation phase.
🔁 How is the refund processed?
Refund Method: You will receive the refund through your original payment method:
Card payments: Refunded back to the same card used.
Crypto (USDT-ERC-20): Refunded to a USDT-ERC20 address you'll have to send via Email once you have received your payout email which looks like this:
Timing: The refund is issued together with your first profit payout.
📝 Example
If you paid $149 for your evaluation and successfully completed it, your first payout will include your profit share + $149 refund.
❗Important Notes
The refund applies only on your first payout.
Ensure your original payment method is still valid at the time of payout.
In case of payment issues (e.g., expired card), contact our support team to arrange an alternative.
Profit Split
80-100% | Our default profit split is capped at 80% to the trader and 20% to us.
Add-ons for 90% or 100% profit split is available upon checkout
The minimum payout is $50 profit on any account size