Important Notice: General Trading Guidelines Apply
All traders must follow the rules and standards outlined in our General Trading Guidelines.
Failure to follow these rules may result in warnings, restrictions, or account termination, depending on the severity of the violation.
For full details, please review the General Trading Guidelines before trading on any account type.
Rules and Objectives (Hard Breach)
Any violation of a rule or trading objective will result in the immediate termination of the account.
Profit Target - 10%
10% | The account balance (not equity) must reach 10% profit relative to starting account balance. All positions must be closed.
Example:
Starting Account Balance: $100,000
Profit Target: $10,000
Daily Loss Limit
4% | Current equity or balance must not reach -4% of the challenge account size relative to the starting day's equity.
Example:
Challenge Account Size: $100,000
4% of Challenge Account Size: $4,000
Starting Day's Equity: $107,000
Max. Daily Loss: $103,000
At any point within that day, the current equity or balance must not drop to $103,000.
Maximum Loss Limit
5% | Current equity or balance must not reach -5% of the challenge account size relative to the highest recorded account balance.
This trails higher as the account balance increases.
Example:
Challenge Account Size: $100,000
5% of Challenge Account Size: $5,000
Highest Recorded Balance: $106,000
Max. Overall Loss: $101,000
At any point during the evaluation, the current equity or balance must not drop to $101,000.
Min. Trades Requirement for 350k & 500k Accounts (Challenge and Funded Phase)
For FundingTraders, $350k challenge accounts must complete at least 15 trades, while $500k accounts require a minimum of 20 trades to qualify. Each trade must represent at least ±0.20% of the challenge account size, encouraging active, responsible, and strategically sized participation.
Purpose: This requirement ensures traders are actively engaged and using sound position sizing, not simply placing minimal or insignificant trades.
Strategic Focus: Each trade must carry meaningful risk or reward, supporting the development of real, sustainable trading habits.
Minimum Trading Days (Challenge Phase Only)
For accounts sized $5k–$100k, the minimum trading day requirement is 1 day. Specifically, for 2-step accounts, this minimum applies to the combined total of trading days across both Phase 1 and Phase 2, not separately per phase.
$5k–$100k
Minimum trading days required: 1
$200k
Minimum trading days required: 7
$350k
Minimum trading days required: 25 (previously offered)
$500k
Minimum trading days required: 40 (previously offered)
2-Step Accounts
The required minimum trading days is the sum of trading days in both Phase 1 and Phase 2 combined (so, only 1 day in total is needed, regardless of how it's distributed between the phases).
This rule allows maximum flexibility while maintaining a simple participation requirement.
Example
Trade 1 day in Phase 1 and 0 days in Phase 2 = meets minimum.
Trade 0 days in Phase 1 and 1 day in Phase 2 = meets minimum.
The sum across both phases must be at least 1 trading day.
Guidelines
Additional account and trading guidelines.
News Trading
Note: If account was bought before March 3, 2025, please refer to this News Trading Article (Click Here)
Challenge Phase Rules
News trading is permitted during the Challenge phase. However, there is an important restriction:
If more than 50% of your total profits are generated from news events, you will be required to retake the Challenge.
This rule is in place to prevent traders from relying primarily on news-driven speculation to pass the evaluation.
Funded Phase Rules
News trading is strictly prohibited.
Any detection of news-based trades will result in profit deductions from your account.
If these deductions exceed the allowed drawdown limits, your account will be terminated immediately.
Timing Restrictions
During medium- or high-impact news events, trading is restricted within a 10-minute window:
5 minutes before the event
5 minutes after the event
Within this timeframe, opening, closing, or holding positions is strictly prohibited. Any profits generated from trades executed or closed during this period will not be credited to the Master account.
Affected Instruments
All currency pairs linked to the news event are restricted, along with indices tied to the relevant currency’s economic news.
For example:
US30 will be flagged during medium- or high-impact US news events.
DAX will be restricted during EUR-related news events.
JPN225 will be restricted during JPY-related news events.
These instruments are subject to the same news-trading guidelines and restrictions.
Special Exceptions/Key Differences
To support swing traders while preventing news-based speculation, the following rules apply:
Trades opened 5 or more hours before a news event: Profits are accepted, even if the positions are closed within the 10-minute restricted window.
Trades opened less than 5 hours before a news event: Profits will be forfeited if the positions are closed or held within the 10-minute restricted window.
Macroeconomic Announcements (⬅️Click Here)
Macroeconomic Announcements (⬅️Click Here)
Asset | News |
USD |
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EUR |
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GBP |
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CAD |
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AUD |
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NZD |
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CHF |
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JPY |
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Other:
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Leverage
FundingTraders supports up to 1:100 leverage, with specific ratios for each instrument class to suit different trading strategies and manage risk appropriately.
1:100 leverage on FX Majors gives scalpers and day traders the flexibility to capture intraday price movements with smaller margin requirements.
Lower leverage on other asset classes reflects their unique volatility and risk profiles.
All traders are encouraged to use leverage responsibly and practice robust risk management to maximize opportunity without exposing accounts to excessive risk.
This tiered leverage structure ensures both opportunity and account protection, aligning with FundingTraders’ focus on sustainable trading.
FX: 1:100
Indices: 1:50
Metals: 1:50
Commodities: 1:50
Crypto: 1:5
Commissions
At FundingTraders, the commission structure is straightforward and designed to be transparent throughout different account phases.
Commission applies to all instruments in the funded phase only, unless you opt for special add-ons.
Add-ons
Swap-free, Zero Commissions
If this add-on is selected, funded accounts are not subject to the standard $3/lot commission.
Important Details
Without Add-ons
Funded accounts are subject to a $3/lot roundtrip commission on all instruments, except Indices.
With “Swap-free, Zero Commissions” Add-on
No commissions are charged; swap-free trading is also enabled.
This clear commission policy allows traders to plan their cost structure accurately and choose add-ons to match their preferences.
Payout
Payout eligibility requirements and information
Consistency Score
The Consistency Score is a trading rule designed to encourage sustainable and reliable profit generation, not just high-risk, one-off gains. A trader’s largest profit day should not exceed 25% of total profits to qualify for payout eligibility during the Next Gen funded phase. Partial trades are counted on the day the position is fully closed. This ensures profit allocation reflects actual realized outcomes, not interim fluctuations.
The Consistency Score puts a threshold to the influence of outlier trading days, ensuring payouts are reserved for traders with steady performance. The largest trading day’s profit must be less than or equal to 25% of the total profit at any point. If the score exceeds this limit, trading must continue until compliance is achieved.
How to Calculate
(Highest Trading Day Profit / Total Trading Days PNL) x 100 = Consistency Score
To qualify for payouts, the result should not be greater than 25%.
How to Lower Your Score
If the Consistency Score is above 25%, use this formula to find the minimum total profits needed to meet the rule:
Highest Trading Day Profit / 0.25 = Required Total Trading Days Profits
Quick Examples
Example 1
Total Trading Days PNL: $12,000
Largest trading day: $3,000
Consistency Score = 100 × (3,000 / 12,000) = 25%, Eligible
Example 2
Total Trading Days PNL: $8,000
Largest trading day: $2,500
Consistency Score = 100 × (2,500 / 8,000) = 31.25%, Not eligible
To become eligible: $2,500 / 0.25 = $10,000
Keep trading until Total Trading Days Profits are at least $10,000
Example 3
Total Trading Days PNL: $6,000
Largest trading day: $1,500
Consistency Score = 100 × (1,500 / 6,000) = 25%, Eligible
Summary
To ensure payout eligibility, keep the largest profit day at or below 25% of current profits at all times. This approach rewards consistent, lower-risk trading performance and discourages a reliance on single large trades or lucky events.
Payout Schedule
Important: For accounts purchased before June 30, the 7-day payout schedule is the default, even without the add-on.
Accounts purchased June 30 onwards will follow the provided guidelines below:
Every 14 or 7 days | The default first payout is available 14 days after the first trade on a funded account for the trading period.
7-Day Payout Add-On: If you have this add-on, you are eligible to receive your first payout just 7 days after the first trade on your funded account. This also applies to all subsequent payouts.
Unlike other prop firms, we want to make sure that you have regular access to the hard-earned profits you have made.
Payout is only valid if the trader does not violate any trading rule or go against the signed terms of use agreement.
Any suspicious activities upon review of the account can delay this process. Please cooperate with us in order to receive your profit split quicker if it is a false alert.
Profit Split
FundingTraders offers a default profit split of 80% to the trader and 20% to the firm. For those seeking a higher payout, add-ons are available during checkout to increase the profit split to 90% or even 100%.
Account Reset While Payout is Being Processed
Next-Gen accounts at FundingTraders are automatically reset to their initial balance while a payout request is being processed, allowing traders to continue trading without any interruption. This unique feature ensures ongoing market participation and uninterrupted trading activity even during the payout approval period.
If an account fails within 48 hours of a payout request, the payout will be denied. The account will then be reinstated, and the payout amount will be credited back to the account balance.
Payout Process
1. Go to the Payouts tab
Open your dashboard and click the $ icon.
2. Click “Request Payout”
Select the account showing available profit.
3. Enter your 2FA code
Type the 6-digit code from your authenticator app.
4. Review your payout details
Check your profit, profit split, and refund amount.
5. Choose your payout method
Select Rise or Crypto, then enter the required details.
1. Rise (Bank Transfer)
Processing Time: 24–48 hours, weekends not included
Minimum Payout: $200
Method: Direct bank transfer via Rise Pay
How to Collect:
Sign up at Rise: https://pay.riseworks.io/auth/register
Request payout through the FundingTraders dashboard
Receive your payout bonus!
Bank transfer and crypto withdrawal both available via Rise.
2. Crypto (via Coinbase Commerce)
Processing Time: 24–48 hours, weekends not included
Minimum Payout: $50
Eligibility: Crypto payout available only if Rise is not an option
Primary Method: USDT-ERC20 via Coinbase Commerce
How to Collect:
Request payout through the dashboard
Provide your account number and crypto wallet address
Receive your payout bonus!
Notes:
All positions and limit orders must be closed before placing a payout request.
Payouts are subject to minimum thresholds, depending on the payout method.
This setup ensures both speed and flexibility while letting traders maintain market activity due to the account reset feature during payout processing.
6. Submit your request
Click REQUEST PAYOUT.
7. Confirmation screen
You’ll see “Payout Completed.” once you have successfully requested the payout.
8. Check your email
You’ll receive a confirmation with all payout details.
9. Track status
Your payout will appear under Previous Payouts with its current status.
Refund Bonus Upon Payout
FundingTraders provides a Refund Bonus as a unique benefit for traders who reach their first payout. When you qualify, the fee you paid for your evaluation phase is refunded, helping you maximize your trading rewards.
What is the Refund Bonus?
Upon reaching your first payout, you receive a refund of the amount paid for your evaluation phase.
How is the refund processed?
Card Payments: Refunded directly to the same card originally used.
Crypto Payments (USDT-ERC-20): Refunded to a USDT-ERC20 address; you will be asked for this address via email after you receive your payout notice which looks like this
Timing
The refund is processed together with your first payout.
Example
If you paid $149 for your evaluation and passed, your first payout will include the profit share you earned plus the $149 refund.
Important Notes
The refund bonus is issued only with your first payout.
Make sure your original payment method remains valid at the time of payout.
For expired or problematic payment methods, contact FundingTraders support to arrange an alternative.
The refund bonus applies to all account types except Instant Funding.